PRIVACY
LAWYERS [IDENTITY THEFT LAWYERS]
I.
Mission Statement:
To
better serve and protect the Federal Privacy Rights of those who through no fault
of their own have suffered assault on their credit reputation through inaccurate
and unlawful credit reporting and/or the theft of their identity.
II.
The Playing Field in the 21st Century:
Access
to easy credit on demand and the willingness of powerful financial institutions
to encourage and accommodate merchants seeking to exploit the electronic immediacy
of current technology to facilitate consumer commerce has contributed to a national
epidemic of identity theft and false and inaccurate credit reporting which has
injured and defamed many individuals. Click here for articles on Identity
Theft by MSNBC.com and How to Improve
your Credit Scores by Money Magazine.
Congress
and the judiciary both federal and state have recognized the wrong and attempted
to set it right by statute and case law interpretations. (see links)
Unfortunately,
the only way for a consumer to correct their credit reputation so that it is an
accurate reflection of who they are is to hire an experienced trial lawyer. One
who has intimate knowledge of the complex law and the court system and the habits
and characteristics of those who incorrectly report credit and enable the theft
of identity and the horrible aftermath.
Consumer
Letter writing and self help have proved to be of no effect in challenging the
mighty national credit bureaus, their regional and local affiliates or the financial
institutions that rely on the credit reporting agencies for credit information.
This latter group are known collectively as "furnishers".
Furnishers
are the true and only customers of the credit reporting agencies. They subscribe
to the credit bureaus and rely daily on the instantaneous electronic transmission
of voluminous information on consumers.
Who
are these subscriber-furnishers? They are mortgage brokers, car dealers, insurance
companies, housing rental agents, employers, banks, credit card issuers, retail
stores, and many more.
III.
You, the Consumer. Where do you fit in?
The
U.S. Supreme Court has spoken indirectly of the duty of the consumer to be vigilant
as to his or her individual credit history as it is being reported daily to the
credit reporting agencies. (Click here for
Andrews decision)
It
seems prudent that in addition to those times when you authorize some one else
to review your credit reputation (credit history), you should review your own
credit reputation at least annually by ordering a credit report on yourself quarterly.
When others review your credit history and take adverse action such as the denial
of a job, loan, apartment lease, or insurance, they must by law advise you of
the reasons. (ECOA)
IV.
Who are the privacy lawyers?
We
are dedicated professional consumer trial lawyers who have trained ourselves and
our staff in the various chapters of the federal and state Consumer Protection
Laws. We have successfully represented hundreds of consumers just like you who
have been frustrated and disappointed at the inaccuracies in their credit histories
and have been unable to get anyone to listen and understand their dilemma.
V.
How can the privacy lawyers help you?
The
privacy lawyers will consult with your for no charge or fee and will analyze your
specific fact pattern of idenity theft and its after math. You will need to obtain
a copy of your credit report Credit
Reporting Agencies' Addresses, mark the inaccurate items of information. These
inaccuracies might be clues to whom and in what manner your credit identity is
being misused.
VI.
RECENT EXAMPLE OF THEFT OF IDENTITY AND INVASION OF PRIVACY.
The
Minneapolis Star Tribune recently reported a classic case of T.O.I. and Privacy
Invasion. [click here].
VII.
How do you contact the privacy lawyers?
Click
here to contact our office
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